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CENTRO FINANZIAMENTI S.p.A.
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Privacy Policy

How we collect, use, and safeguard your personal information.

Last updated: 1 January 2026

1. Introduction

CENTRO FINANZIAMENTI SPA ("we", "us", "our") is committed to protecting the privacy and personal data of individuals who interact with our website and services. This Privacy Policy describes how we collect, use, and disclose personal information when you visit centrofin.org or contact us regarding our financing services.

We process personal data in accordance with applicable data protection laws, including the EU General Data Protection Regulation (Regulation 2016/679, "GDPR") and relevant Italian privacy legislation.

2. Data We Collect

We may collect the following categories of personal information:

  • Contact details provided when you submit an enquiry form, including your name, email address, telephone number, and postal address.
  • Communication records consisting of the content of messages you send us and records of our responses.
  • Technical data such as your IP address, browser type, device information, and pages visited, collected automatically when you browse our website.
  • Cookie data as described in our Cookie Notice, which may include preferences and browsing patterns.

3. How We Use Your Data

We process personal data for the following purposes:

  • To respond to your enquiries and provide information about our services.
  • To assess financing applications and conduct preliminary evaluations where you have requested one.
  • To maintain records of communications and transactions as required by law.
  • To improve the content, functionality, and security of our website.
  • To comply with legal, regulatory, and contractual obligations.

4. Legal Basis for Processing

We rely on the following legal bases under the GDPR for processing your personal data:

  • Consent where you have provided your information voluntarily through an enquiry or contact form.
  • Contractual necessity where processing is required to take steps before entering into a financing agreement or to perform a contract you have with us.
  • Legal obligation where processing is required to comply with applicable laws and regulations.
  • Legitimate interests where processing is necessary for our legitimate business operations, such as website security and service improvement, provided your rights and freedoms are not overridden.

5. Data Sharing

We do not sell your personal data to third parties. We may share your information with the following categories of recipients where necessary:

  • Professional advisors and legal counsel assisting us in our operations.
  • Service providers who support our IT infrastructure and website hosting.
  • Public authorities and regulatory bodies where required by law.

All recipients are bound by confidentiality obligations and process data only for the purposes for which it was shared.

6. Data Retention

We retain personal data only for as long as necessary to fulfil the purposes for which it was collected, including compliance with legal and regulatory requirements. Enquiry data is typically retained for up to 24 months unless a financing relationship is established. Data related to completed transactions is retained in accordance with applicable statutory periods.

7. Your Rights

Under the GDPR, you have the following rights regarding your personal data:

  • Right of access to your personal data.
  • Right to rectification of inaccurate or incomplete data.
  • Right to erasure, subject to legal retention obligations.
  • Right to restrict processing.
  • Right to data portability.
  • Right to object to processing based on legitimate interests.
  • Right to withdraw consent at any time without affecting the lawfulness of prior processing.

To exercise any of these rights, please contact us using the details provided below.

8. Data Security

We implement appropriate technical and organisational measures to protect personal data against unauthorised access, alteration, disclosure, or destruction. These measures include access controls, encryption where applicable, and regular reviews of our data handling practices.

9. International Transfers

Your personal data is primarily processed within the European Union. Where any transfer to a third country is necessary, we ensure that adequate safeguards, such as standard contractual clauses approved by the European Commission, are in place to protect your data.

10. Cookies

Our website uses cookies to enhance your browsing experience. Details of the cookies we use, their purposes, and your choices regarding them are set out in our Cookie Notice.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated version will be published on this page with a revised date. We encourage you to review this page periodically.

12. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your data protection rights, please contact us:

You also have the right to lodge a complaint with the relevant data protection authority.

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